Verdict
PayPal handles payments widely enough that most people already have an account, but the reviews point to real friction: a confusing interface, held funds, and customer support that's hard to reach when something goes wrong.
Best for
Someone who already has money moving through PayPal for online purchases or peer-to-peer transfers and just wants the app as a companion, not their primary bank interface.
Dealbreaker
If a payment gets held, disputed, or restricted, reviewers describe long support wait times and unclear resolution paths, sometimes with funds held up to 21 days.
The facts.
Pulled from the App Store, not written by hand. unverified
Price
Free
In-app purchases
Unknown
Ads
Unknown
Platforms
iPhone, iPad
Rating
4.8★ (6,298,643)
Version
10.3.0
Last updated
Sep 14, 2026
Released
Feb 3, 2019
Attributes
Native app
Category
Finance, Utilities
What reviews consistently say.
Themes grouped from 200 App Store reviews. Source feed ›
Complained about
Customer support17 reviews
Confusing interface10 reviews
Notifications and reminders7 reviews
Privacy and data handling6 reviews
Crashes and stability4 reviews
Subscription pricing and paywalls4 reviews
Battery and performance4 reviews
Bugs after updates2 reviews
Where this comes from
17 of 200 recent reviews raised: Customer supportApp Store reviews ›
10 of 200 recent reviews raised: Confusing interfaceApp Store reviews ›
7 of 200 recent reviews raised: Notifications and remindersApp Store reviews ›
6 of 200 recent reviews raised: Privacy and data handlingApp Store reviews ›
Listed at Free on the App StoreApp Store listing ›